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Money & Chocolate Cake

The topic of this episode is money, money, money! We’re switching it up this time, and have an honest talk about personal finances over some amazing chocolate cake instead of a cocktail.

(I can’t believe it’s vegan) Chocolate Cake
from The 30 Day Vegan Challenge

This is a great recipe to have in your back pocket because you nearly always have all the ingredients on hand and so you can whip this up whenever the chocolate cake craving strikes (which is often at Kelsey’s house). And it definitely does not taste vegan.

1 1/2 cups unbleached all-purpose flour
3/4 cup sugar
1/2 t salt
1 t. baking soda
1/4 cup unsweetened cocoa powder
1 1/2 t vanilla
1/3 cup canola oil
1 T distilled white vinegar
1 cup cold water

Preheat oven to 350 (F) degrees. Lightly grease a bundt pan, 9-inch springform pan or muffin tins.

Combine flour, sugar, salt, baking soda and cocoa powder in a bowl until thoroughly combined. Create a well in the center of the dry ingredients, and add the vanilla, oil, vinegar and water. Mix until just combined. Pour into prepared pan and bake in the preheated oven for 30 minutes (Kelsey’s note: I found 28 minutes to be perfect in my oven). If making cupcakes, check for doneness after 15 minutes.

Money

We give a rundown of our current money situations and how we organize our finances. We share our approaches to handling the logistics of money, and how we budget to prioritize debt reduction, savings, etc. We each have a few practical tips to share about money management. Erica hoards $5 bills, and Kelsey uses mint.com

In current obsessions: Erica is obsessed with the Serial Podcast (We were honored to even be mentioned in the same favorites list with Serial! Thanks Kellie!) Kelsey is obsessed with the above chocolate cake.

In neighborhood news, we share a vintage neighborhood news story about a past neighbor who was down on his luck in the financial department, and had some unusual requests.

**If you want more money talk, Kelsey has written a lot about her personal finances on her blog.**

24 responses to “Money & Chocolate Cake”

  1. I love your show! It’s so good to hear y’all chat while I’m caring for my 11-month old twins. Do y’all have an amazon link or a way to contribute to the show?

  2. I love your show! It’s so good to hear y’all chat while I’m caring for my 11-month old twins. Do y’all have an amazon link or a way to contribute to the show?

  3. Thank you, Kristen! I’m so glad we are keeping you company, it sounds like you certainly have very full days! I’m super flattered you would like to contribute to the show, this is something we have talked about briefly but don’t have anything set up yet but maybe some time this year, thanks so much for listening!!

  4. Thank you, Kristen! I’m so glad we are keeping you company, it sounds like you certainly have very full days! I’m super flattered you would like to contribute to the show, this is something we have talked about briefly but don’t have anything set up yet but maybe some time this year, thanks so much for listening!!

  5. Rachel Cassinat Avatar

    Loved this honest episode! I’m always interested in how people save and spend (but no one every talks numbers!), especially as I transition later this year into a big girl job. It was a relief to hear that you both allow for some flux in your budgets to adjust for real life. I’ve tried different money saving plans from a couple different financial blogs and have felt defeated if everything doesn’t line up perfectly. Thanks for a(nother) great episode 🙂
    …also, it’s funny to hear you two talking about Christmas and prepping for a baby in real time. Haha

  6. Rachel Cassinat Avatar

    Loved this honest episode! I’m always interested in how people save and spend (but no one every talks numbers!), especially as I transition later this year into a big girl job. It was a relief to hear that you both allow for some flux in your budgets to adjust for real life. I’ve tried different money saving plans from a couple different financial blogs and have felt defeated if everything doesn’t line up perfectly. Thanks for a(nother) great episode 🙂
    …also, it’s funny to hear you two talking about Christmas and prepping for a baby in real time. Haha

  7. Thank you for suggesting this topic! Haha, yes we’ll be back to real time in a few weeks. Until then it’s extended Christmas!

  8. Thank you for suggesting this topic! Haha, yes we’ll be back to real time in a few weeks. Until then it’s extended Christmas!

  9. I have that recipe, but we call it wartime cake! Our family’s version is from Britain during the war, when dairy was heavily rationed. I’d never really noticed it was vegan. So cool!
    Also, this was a crazy informative episode, thanks for sharing! I’m going to have to re-listen sometime to catch it all.

  10. I have that recipe, but we call it wartime cake! Our family’s version is from Britain during the war, when dairy was heavily rationed. I’d never really noticed it was vegan. So cool!
    Also, this was a crazy informative episode, thanks for sharing! I’m going to have to re-listen sometime to catch it all.

  11. How funny, in my cook book it says “this may also be known as a wartime cake” so you are right! It’s pretty amazing how good it is despite having no dairy or eggs.
    So glad this was helpful, please send along any questions. Money could definitely be a topic we could revisit in the future, so much to say!

  12. How funny, in my cook book it says “this may also be known as a wartime cake” so you are right! It’s pretty amazing how good it is despite having no dairy or eggs.
    So glad this was helpful, please send along any questions. Money could definitely be a topic we could revisit in the future, so much to say!

  13. I love this podcast! This is the first one I’ve listened too, although I have been reading your Rising*Shining blog for a while. I am SUPER inspired by how y’all manage your money (rather than letting it manage you!) I took a bunch of notes and am planning to talk to my husband about them soon. For us, neither of us is “good” with money, although I’m sure we both have our strengths and weaknesses, and I’m looking forward to figuring out what those are! We are definitely NOT big spenders, but, unfortunately, we haven’t been big savers, either. We don’t carry debt, other than our mortgage, but we also don’t have much in the bank. I’m looking forward to changing that. It sounds like we make a lot less per year than both of your families, but i know that we can still be doing a lot better in terms of savings. Thank you so much for being so honest in your podcast! Talking about money is hard for me, and listening to the podcast was, at times, really uncomfortable for me, but having finished it I feel so hopeful.

  14. I love this podcast! This is the first one I’ve listened too, although I have been reading your Rising*Shining blog for a while. I am SUPER inspired by how y’all manage your money (rather than letting it manage you!) I took a bunch of notes and am planning to talk to my husband about them soon. For us, neither of us is “good” with money, although I’m sure we both have our strengths and weaknesses, and I’m looking forward to figuring out what those are! We are definitely NOT big spenders, but, unfortunately, we haven’t been big savers, either. We don’t carry debt, other than our mortgage, but we also don’t have much in the bank. I’m looking forward to changing that. It sounds like we make a lot less per year than both of your families, but i know that we can still be doing a lot better in terms of savings. Thank you so much for being so honest in your podcast! Talking about money is hard for me, and listening to the podcast was, at times, really uncomfortable for me, but having finished it I feel so hopeful.

  15. Im so glad you found the podcast Sarah, and that this first one was so helpful for you! Thanks so much for letting us know, and good luck on making money progress!

  16. Im so glad you found the podcast Sarah, and that this first one was so helpful for you! Thanks so much for letting us know, and good luck on making money progress!

  17. Thanks for listening, Sarah! Even if you don’t have much in the bank it sounds like you’re in a healthy position with not having debt and not being big spenders. We’ve found that once we make a goal of saving we’re really motivated to sock away little bits here and there and it really adds up!

  18. Thanks for listening, Sarah! Even if you don’t have much in the bank it sounds like you’re in a healthy position with not having debt and not being big spenders. We’ve found that once we make a goal of saving we’re really motivated to sock away little bits here and there and it really adds up!

  19. Hey Kelsey –
    Wanted to let you know that I made the vegan cake last night for my articles club. We have a few vegan members and it’s always nice to find recipes that are vegan but that don’t scream vegan!

  20. Hey Kelsey –
    Wanted to let you know that I made the vegan cake last night for my articles club. We have a few vegan members and it’s always nice to find recipes that are vegan but that don’t scream vegan!

  21. I’m so glad to hear it! Yes, this is a perfect one, definitely a “sneaky” vegan recipe.

  22. I’m so glad to hear it! Yes, this is a perfect one, definitely a “sneaky” vegan recipe.

  23. Kelsey – Thank you so much for sharing this chocolate cake recipe! I make it all the time and put a yummy vegan dark chocolate buttercream frosting on it. My vegan and non-vegan friends and family absolutely love it!

  24. Oh I’m so glad to hear that!

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